VISION INSURANCE
Vision care at an affordable price
Even if you have perfect vision, preventative eye care is essential for ensuring the health of your vision in the years to come. The most important step is receiving routine examinations from a qualified eye care professional. Coverage is provided through Ameritas and EyeMed, whose network is more than 50,000 providers strong.
Benefits
• 50,000 providers and provider locations nationwide
• Laser Vision Correction Benefit
• Out of network benefits available
• Access to the Ameritas Group money-saving eye care network of EyeMed Vision Care
Options
Basic Vision
Basic Vision pays for vision examinations, corrective lenses and frames when prescribed by an ophthalmologist or an optometrist.
Frame, lens, and lens option discounts apply only when purchasing a complete pair of eyeglasses. If purchased separately, members receive 20% off the retail price.
Basic/Enhanced Vision
Basic/Enhanced Vision includes the same features of Basic, includes enhanced coverage and reduces the expenses for employees.
Members also receive a 40% discount off the purchase of a complete pair of eyeglasses and a 15% discount off conventional contact lenses once the covered benefit has been used.
Voluntary Vision
Voluntary Vision pays for vision examinations, corrective lenses and frames when prescribed by an ophthalmologist or an optometrist.
The plan provides either a flat-dollar allowance or a discount off retail for a variety of eyeglass lens upgrades, such as anti-reflective coating, UV coating, tints, progressive multi-focals, and photochromics (e.g. transition lenses).
In Partnership with
Basic Plan
| Benefits | Vision Plans (Basic) EyeMed Access Network | |
| In-Network | Out-of-Network | |
| Deductibles | $10 Copay for Exam | No Deductible |
| Annual Eye Exam | Covered in Full | Up to $35 Reimbursement |
|
Frequencies Exam/Lens/Frames |
Every 12 Months Based on Date of Service |
Every 12 Months Based on Date of Service |
In-Network Discounts
| Vision Services | Service Detail | Member Cost |
| The following lenses, frame and lens option discounts and fees apply only if a complete pair of glasses is purchased. Items purchased separately will be discounted 20% of the retail price. | ||
| Frame | Available at Provider Location | 35% off Retail Price |
| Standard/Plastic Lenses1 | Single Vision | $50 |
| Bifocal | $70 | |
| Trifocal | $105 | |
| Contact Lenses2 | Conventional | 15% of Retail Price |
| Lenses (Progressive) | Member Cost | |
| Standard | $65 Plus Standard Plastic Lens Cost | |
| Premium | 20% Discount | |
Enhanced and Voluntary Plan
| Benefits | Vision Plans (Enhanced and Voluntary) EyeMed Access Network | |
| In-Network | Out-of-Network | |
| Deductibles |
$10 Copay for Exam $25 Eye Glass Lenses |
No Deductible |
| Annual Eye Exam | Covered in Full | Up to $35 |
| Frames | $150 | Up to $75 Reimbursement |
| Frequency (Annual) |
Exam – Annual, Lens – Annual, Frames – 24 Months |
Exam – Annual, Lens – Annual, Frames – 24 Months |
| Elective Procedures | Up to $150 Reimbursement | Up to $120 Reimbursement |
| Medically Necessary | Covered in Full | Up to $200 Reimbursement |
| Lenses (Per Pair) | ||
| Single Vision | Covered in Full | Up to $25 Reimbursement |
| Bifocal | Covered in Full | Up to $40 Reimbursement |
| Trifocal | Covered in Full | Up to $55 Reimbursement |
| Lenticular | 20% Discount | No Benefit |
| Lenses (Progressive) | ||
| Standard | Standard $90 | No Benefit |
| Premium |
Premium: Lens Cost – 20% Discount ($30 Allowance) |
No Benefit |
|
Contact Lenses Fit and Follow Up Exam |
||
| Standard | Standard Member Cost Up to $55 | No Benefit |
| Premium | Premium: 10% Off Retail | No Benefit |
1 There are other lens options available: Standard Polycarbonate, Tinted (solid or gradient), Scratch Resistant Coating, Anti-reflective Coating, Ultraviolet Coating for additional cost.
2 Does not include disposable contact lens (other limitation apply)
Who Can Participate?
Basic & Enhanced Vision
• Full-time (minimum 30 hours per week) employee of PCA church or related organization, living in the U.S.
• Eligibility begins on the first day of the month following your date of hire for most employees
• All full-time staff must be enrolled in Basic & Enhanced Vision to qualify
Voluntary Vision
• Full-time (minimum 30 hours per week) employee of PCA church or related organization, living in the U.S.
• Eligibility begins on the first day of the month following your date of hire for most employees
• If your church does not have 100% participation in the vision plan, your church can enroll you in our voluntary plan
Get Started
Connect with a Geneva team member to learn more
FAQ
Can I participate individually in insurance if my church does not?
No. Your ministry organization must agree to participate in one or more of the products offered by Geneva for you to participate in them.
When are benefits effective?
Benefits are effective the first day of the month following the date of hire. Please do not send contributions before this date.
How soon may I be covered or participate after enrollment?
Geneva products begin the first of the month after your month of employment (or after approval if enrollment occurs well after your date of hire).