Just Released: 2023 Annual Report // Read Now

Just Released: 2023 Annual Report // Read Now


Protect your overall health by protecting your oral health

Maintaining the health of your teeth and gums gives you much more than an attractive smile. Research shows that oral health, preventative care, and regular dental visits are important to your overall health. In fact, gum disease has been linked to heart problems and can increase blood sugar, which can increase risk among diabetics.


Access to 146,000 dental professionals (in-network) nationwide

Enjoy benefits as soon as your plan becomes active; no waiting periods

Affordable access to quality care

100% coverage for preventative visits such as exams and cleanings


Basic Dental

Pays a benefit toward essential care such as an annual exam and cleaning, fillings, X-rays, simple extractions, and fluoride and sealants for children under the age of 14.

Basic & Enhanced Dental

Includes the Basic Dental option or you can choose to have enhanced coverage. Enhanced Dental pays a higher benefit on fillings and extractions, even paying on procedures such as crowns, bridges, and orthodontics.

Voluntary Dental

Pays a benefit toward essential care such as an annual exam and cleaning, fillings, X-rays, simple extractions, and fluoride and sealants for children under the age of 14. It also provides select enhanced services.


In Partnership with

Contact your administrator to see which of these plans are available to you. If your ministry does not have 100% participation in this dental group insurance, your ministry can still offer you the Voluntary Dental option.

Types of Coverage

Coverage levels under the plan options depend on the type of care you receive. The types of care are defined as follows:

Type A: Diagnostic and Preventative

Covered at 100% with waived deductible and includes regular dental check-ups and cleanings

Type B: Basic Services

Includes fillings, anesthesia, and nonsurgical endodontic and periodontic care

Type C: Major Services

Not covered under the basic option, Type C includes surgical endodontic and periodontic care under the Voluntary option and pre-diagnostic tests (oral cancer screening)


Covered for children and adults under the Enhanced option, and for children under the age of 22 under the Voluntary option

Dental Network Information

Benefits Basic Enhanced Voluntary
  In-Network In-Network In-Network
Deductible (Type A) Waived Waived Waived
Deductible (Type B) $50 Individual/$150 Family $50 Individual/$150 Family $50 Individual/$150 Family
Deductible (Type C) N/A $50 Individual/$150 Family $50 Individual/$150 Family
Calendar Year Minimum (Per person) $1,000 $2,500 $2,500
Plan Benefit: Type A (Diagnostic & Preventative) 100% 100% 100%
Plan Benefit: Type B (Basic)  80%  90%  80%
Plan Benefit: Type C (Major)  Not Covered  50%  50%
 Orthodontia  Not Covered  50%  50%
 Ortho Lifetime Max.  N/A  $1,000 per person  $1,000 per person
Who Can Participate?

Full-time (minimum 30 hours per week) employee of PCA church or related organization, living in the U.S.

All full-time staff must be enrolled in Basic and/or

Enhanced Dental to qualify

If your ministry does not have 100% participation in the dental plan, your ministry can enroll you in our voluntary plan
Start Date Eligibility begins on the first day of the month following your date of hire for most employees

Get Started

Connect with a Geneva team member to learn more


Can I participate individually in insurance if my church does not?

No. Your ministry organization must agree to participate in one or more of the products offered by Geneva for you to participate in them.

How do we add insurance benefits?

You can add insurance benefits for your church/ministry staff by following these simple steps:

Step 1: Visit our My Benefits page to download enrollment instructions and complete two forms:

A) Group Insurance Adoption Agreement (IAA). This allows you to select which insurance products your organization will offer full-time employees.

B) Benefit Plan Enrollment Form. This provides us with the information needed to set up an account in SmartBen (our on-line benefits administrator).

Step 2: Request a secure email link by emailing us at enrollment@genevabenefits.org.

Step 3: Submit forms through secure link.

When are benefits effective?

Benefits are effective the first day of the month following the date of hire. Please do not send contributions before this date.

I’ve worked at my church for years. What happens if I want to add a product or service now?

This needs to be coordinated with Geneva and your employer. There may be voluntary products for which you are eligible. Call us to discuss at 678.825.1260.

Must I be employed by a PCA organization to purchase insurance?

You must be employed full-time, working at least 30 hours a week or more for a PCA church, school or ministry, or like-minded non-profit ministry organization to participate. If you are uncertain if your employer qualifies as a like-minded non-profit ministry, email us at benefits@genevabenefits.org.