Nothing. Geneva knows the complexities associated with planning for retirement. Meeting with one of our Retirement Readiness Planners to discuss your unique situation has no additional cost to you or your church/organization. Set up a meeting today.

You need enough coverage to meet the needs of your survivors and should consider expenses such as a mortgage, raising children, and college. A general rule of thumb is to start with 10 times your annual income. Remember, the amount you need is always changing. A 35-year-old with a spouse and kids needs far more life insurance than a couple nearing their 60’s who are empty nesters.

We offer a 403(b)(9) retirement plan. Typically, a 401(k) is used in the for profit world, while a 403(b) is used in the non-profit world. Our retirement plan is a 403(b)(9) with special features for denominations and churches. One of the key features is housing allowance in retirement for ministers which provides tremendous tax savings.

You are automatically invested in an age-appropriate target-date fund. This is a diversified mix of investments that become more conservative as you near retirement. In addition, other more “DIY” options are available for the more experienced investor.

This needs to be coordinated with Geneva and your employer. There may be voluntary products for which you are eligible. Call us to discuss at 678.825.1260.

Geneva products begin the first of the month after your month of employment (or after approval if enrollment occurs well after your date of hire).

You must be employed full-time, working at least 30 hours a week or more for a PCA church, school or ministry, or like-minded non-profit ministry organization to participate. If you are uncertain if your employer qualifies as a like-minded non-profit ministry, email us at benefits@genevabenefits.org.

No. Your ministry organization must agree to participate in one or more of the products offered by Geneva for you to participate in them.

Many of the products Geneva provides allow for voluntary participation. This means the employee pays the premiums through a salary-reduction made by the employer and then paid to Geneva. Call us for details at 678.825.1260.

Life and Disability insurance offer portability to a new employer or conversion to individual insurance policies.

The Geneva Relief Fund is a ministry of the Presbyterian Church in a America (PCA). Eligible recipients include PCA Teaching Elders, their widows, and PCA ministry/church staff. Learn more at genevabenefits.org/relief.