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This article may contain references to PCA Retirement & Benefits (RBI), which has since been renamed Geneva Benefits Group. Learn more about our name change here.

How To Enroll in a Church Retirement Plan

Advice for church leaders on building a church retirement plan for the staff

As our name suggests, Geneva Benefits Group is a part of the reformed tradition. That means our decisions are directed by Scripture and guided by our church documents, even in financial matters like church staff compensation packages. But when it comes to enrolling a church staff in a retirement plan, it can be difficult to know where to start.

We believe, as Paul told Timothy, that those in ministry should be justly paid (1 Timothy 5:17-18). We believe, as our Book of Church Order states, that paying people fairly frees them from “worldly cares and avocations” (BCO 20-6). Compensation is about more than a yearly salary; it also includes benefits.

We propose three steps as you enroll your staff in a retirement plan.

First, meet with a retirement planner.

Having a guide through the process will enable better decision-making. It is 100% free to meet with Geneva’s retirement planners. Many of our staff were once in ministry, so they understand the specific situations in which your staff works.

Second, understand the benefits options.

Ask about coverage, eligibility, and price. How many hours a week does an employee have to work to be eligible? How does housing allowance work in retirement for ordained ministers? 

Every church is unique and will have different needs. We work with pastors directly, with church staff, and with church administrators so we can meet the particular requirements for each.

Third, implement the plan.

Work with our team to communicate the new plan to your staff. Along the way, leave time to explain the plan to them and for them to ask questions.

Geneva Benefits Group serves those who serve others, providing practical support for the financial, physical, and mental wellbeing of people who work in full-time ministry.

Geneva offers preparedness and peace of mind with solutions tailored to the needs of ministry leaders and staff.