There are three different ways to invest with Geneva. You may select from Target Funds, Core Funds, and a Self-Directed Brokerage Account. When you initially enroll, you will be invested in an age-appropriate Target Fund. Target Funds are single funds comprised of multiple underlying funds. Target Funds employ broad diversification and seek to set risk appropriate for your age, provide reasonable returns and automatically adjust as you near retirement. Target Fund allocations are professionally developed and simplify investing decisions.